HOW IT WORKS
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When will I receive interest payments?
What is WiseAlpha offering as an investment?
Am I investing or am I lending?
Who invests at WiseAlpha? / Who invests using the wiseAlpha platform?
Does it cost anything to join WiseAlpha?
Who is servicing the corporate loans and bonds?
Where is my money held?
Where are my investments held?
Are my investments insured through the Financial Services Compensation Scheme?
What happens if wiseAlpha goes out of business?
What does default mean?
What fees does WiseAlpha charge to members?
What is the process of ‘investing’?
What do the different Note statuses mean?
I placed an order for a Note and some or all of my money was returned to my account as cash. Why?
How does wiseAlpha decide to list a Note for members to invest?
How do I select which Note to buy?
What are the terms of the Notes?
When are new Notes posted on the platform?
Can I invest in small business loans or other types of loan based security?
How do I change my password?
What is the difference between the principal amount and the amount I am investing?
How do I sell my Notes?
Are wiseAlpha Notes liquid?
How much can I sell my Notes for and do I need to sell all of my Notes?
How can I cancel my sell order?
Can I invest via a SIPP?
Can I sell my Notes at a premium or discount?
How does seniority of security work? How is senior secured different from secured?
What is Libor?
Capital at risk. No FSCS cover. See