Used interchangeably with ‘margin’ when in the context of a loan but also refers to the rate of interest for a bond above a key reference benchmark such as LIBOR or a government bond. A spread of 5% would be referred to as ‘500 over’ in the loan or bond markets.

Investing in wiseAlpha Notes involves risks including potential illiquidity and loss of investment. Our Notes are not deposit based or capital protected and are not covered by the Financial Services Compensation Scheme.The interest rate on our products is not comparable to that of a bank savings account. See Risk Statement.

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