The interest rate agreed by the borrower. In the context of senior secured loans this consists of a margin (defined separately) above Libor (defined separately).

Investing in wiseAlpha Notes involves risks including potential illiquidity and loss of investment. Our Notes are not deposit based or capital protected and are not covered by the Financial Services Compensation Scheme.The interest rate on our products is not comparable to that of a bank savings account. See Risk Statement.

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