Who is servicing the corporate loans and bonds?

An agent bank (which varies for each loan or bond) collects the interest directly from the companies and passes on the portion of interest to which wiseAlpha members are entitled to. As wiseAlpha receives payments we securely transfer the funds received to pay investors holding the corresponding Notes on a pro rata basis. We will also work with major banks and funds which also hold part of the overall loan or bond to secure recovery of the loan or bond or reschedule the debt obligations in the event of a default by the borrower, where applicable.

Investing in wiseAlpha Notes involves risks including potential illiquidity and loss of investment. Our Notes are not deposit based or capital protected and are not covered by the Financial Services Compensation Scheme.The interest rate on our products is not comparable to that of a bank savings account. See Risk Statement.

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