Who is servicing the corporate loans and bonds?

An agent bank (which varies for each loan or bond) collects the interest directly from the companies and passes on the portion of interest to which WiseAlpha members are entitled to. As WiseAlpha receives payments we securely transfer the funds received to pay investors holding the corresponding Notes on a pro rata basis. We will also work with major banks and funds which also hold part of the overall loan or bond to secure recovery of the loan or bond or reschedule the debt obligations in the event of a default by the borrower, where applicable.

Capital at risk. No FSCS cover. See Risk Statement.