Early withdrawal is at our discretion and we cannot guarantee that you will always be able to access
your money, although we will always try our best for you. This is because the loans and bonds we
invest your money in are long-term investments and it may not always be possible to sell them
immediately to free up funds to redeem your bond. In the event that we do redeem your bond then
you will also incur a cost. The ultimate annual interest rate you earn will be reduced to reflect the
amount of time you actually ended up investing for and the rate that was applicable at the time you
invested (for example, if you invested for a five year term but withdrew after a year, our system
works out what you would have got had you invested for a year at the time of purchase and this is
what you receive).
In addition, there is an Early Redemption charge of 2.5%.
To see what your final capital and interest returns would be in the event of confirming an early
withdrawal you can click the cash-out button which will clearly lay out the associated charges for
withdrawing early before you confirm the cashout.