promoting the WiseAlpha platform

arranging transactions in the Fractional Bonds

transmitting clients' orders to WiseAlpha plc

general management and upgrading of the platform technology

providing customer service to clients who invest on the WiseAlpha platform but not advice

This company acts as the counter-party (Issuer) to clients when they subscribe for and invest in WiseAlpha Fractional Bonds

Each Fractional Bond issued by WiseAlpha plc is backed by a specific corporate bond with the key economic terms from the underlying bond fully passed through

WiseAlpha plc purchases and holds the corporate bonds and other investments on the terms outlined in the Investor Agreement.

WiseAlpha distributes to clients their pro rata portion of the principal and interest payments, if any, that WiseAlpha receives from borrowers on the corresponding corporate bonds, net of its Tiered Annual Service Fee.

In the event of either i) a renegotiation of the credit agreement between the borrower of the underlying bond and its lenders, ii) a default or iii) a restructuring of the underlying bond, WiseAlpha plc provides its input or vote (where applicable) into discussions with the borrower in order to protect the economic value of the amount of bond which backs the Fractional Bonds. WiseAlpha clients are updated as to the status of any of these events and the impact, if any this has on the value of the Fractional Bonds they hold. For further information please see the voting policy contained in the Pricing, Voting and Conflicts of Interest Policy

You should be aware that the Fractional Bonds are not savings products. The interest payments and capital repayments on the Fractional Bonds. are not guaranteed or insured. Your capital is at risk of loss.