Does wiseAlpha assess a credit file when an investor opens an account?

When you register as a member, we submit basic information to Experian to check against their databases for verification. We do not assess your actual credit file, nor do we receive any actual data from your credit report such as your payment history or credit score. We use the information from the credit bureaus only to verify your identity, thereby protecting you and our community. This verification process does not impact your credit score.

Investing in wiseAlpha Notes involves risks including potential illiquidity and loss of investment. Our Notes are not deposit based or capital protected and are not covered by the Financial Services Compensation Scheme.The interest rate on our products is not comparable to that of a bank savings account. See Risk Statement.

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