Who provides the Open Banking “Pay by Bank” service, and can WiseAlpha see my bank details?

Open Banking payments are initiated by Finexer
Ltd (FRN: 925695), an FCA-authorised Payment Initiation Service Provider.
WiseAlpha does not access your banking credentials or log into your bank. You
authenticate directly with your bank using your bank’s security (e.g., app
approval/biometrics/OTP), and once we receive confirmation that the payment was
successful, we credit your WiseAlpha wallet.